Welcome to IDA-PAYS: Postsecondary Access for Your Success! The Center for Higher Education Policy Analysis (CHEPA) at the University of Southern California conducted a three-year study on the potential and challenges of Individual Development Accounts (IDAs) to help low-income students obtain access and be successful in college.

This website is a comprehensive guide to help those interested in IDAs—education practitioners, IDA practitioners, researchers, and policy analysts. Please stay and browse through this website to gain a better understanding of the project, education IDAs, and other related topics.

See About the Project for information on the research team and advisory board, a background of IDAs, an overview of our research, and funding.

For IDA and education practitioners interested in education IDAs, find out more under the Resources link. Here we have posted our resources on education IDAs, program design, applying for a grant, and financial and asset-specific education.

For researchers and policymakers check out the Publications link to view the final report, financial aid paper, and other papers we have written for this research project. We have also collected key publications on education IDAs from other organizations.